After being out of town for five days for Christmas and getting back home last night, we awoke this morning to find about two inches of water in the bathroom, closet, and office of our house and more water just appearing from nowhere.

I called my insurance and home warranty companies, and a few hours later had the leak fixed and a dozen fans in the rooms trying to dry them out, as well as most of our belongings now sitting in the living room. I'm not sure how much this is going to end up costing us, although I'm sure the repairs will be more than the deductible.

This house has brought so many problems since we moved in six months ago, but I still love it anyway. And I'm thankful that the water spill started while we were home and not five days ago when we were out of town. That could have been disastrous.

And I'm thankful that we had our emergency fund to take care of this since we just started Dave Ramsey's plan December 1st.